7 Effective Ways to Lower Your Car Insurance Costs

Car insurance can be expensive, but there are ways to lower your premiums. Here are some simple tips to help you save money:

1. Choose a Smaller Car:

Instead of big, powerful SUVs or fast sports cars, opt for a more modest vehicle. These types of cars are less likely to be in costly accidents or stolen, which can keep your insurance costs down.

2. Keep Your Car Safe:

Park your car in a driveway or garage whenever possible. Having a good alarm system also helps. These precautions reduce the risk of damage or theft, which in turn lowers your insurance premium.

3. Take Driving Lessons:

Even if you’re a confident driver, taking professional driving lessons can lower your insurance costs. It shows that you’re committed to safe driving.

4. Consider Joining a Parent’s Policy:

Being added to your parent’s insurance policy can help you build a driving record and gain named driving experience. Insurance companies consider this when young drivers eventually get their own policies. Plus, it lets you get your full driver’s license before buying your own insurance.

5. Get a Full License:

Once you pass your driving test and get a full license, you should see lower insurance quotes.

6. Drive Safely:

Follow the rules of the road and drive carefully. This not only reduces the risk of accidents, keeping everyone safe, but it also saves you money. Accumulating penalty points and accidents will increase your insurance costs.

7. Use GMIB for Easy Comparison:

Shopping around for insurance can be time-consuming. Our Money Extra partner, GMIB makes it easy by comparing quotes from more than 20 insurance companies, such as Liberty, AXA, KennCo, and Aviva. This will help you find the best deal without the hassle.


Visit GMIB.ie today for a Quick Quote in just 60 seconds, and get the best deal on your car insurance.